we offer finance options that are suitable to every client's need

An HVAC system upgrade is likely one your biggest household expenses. Here at HomeTown Heat and Air,  we recognize that maintaining, repairing, and installing a heater or air conditioner is a significant investment. That is why we offer a variety of financing options for qualifying installations and repairs.


The HERO Program has provided over 2 billion dollars’ worth of home energy savings financing to California homeowners. It is one of the most affordable and easiest options on the market for financing a new HVAC system.

Financing with the HERO program is easy and hassle free. Approvals are based on your home’s equity. Your eligibility can be approved online in seconds and upon project completion, you can pay back the loan through your property taxes!

A new energy efficient HVAC system can dramatically reduce the cost of electricity for homeowners in Southern California. The Hero Program can help you make that energy reduction investment with less stress on your bank account.

Through the Bryant Retail Financing Program, participating Bryant dealers offer several flexible options for financing a new Bryant product or HVAC system. That way, you can invest in your home's comfort or respond to an unexpected need without breaking your budget. 

With approved credit from Wells Fargo Financial National Bank, you’ll enjoy: 
• Convenient monthly payments
• Flexible financing terms
• Easy online account management

When you take advantage of financing, you won't use up alternative funding sources, like a home equity line of credit, credit card or bank account. They'll still be available when you need them. 

HomeTown Heat and Air can also offer project financing for your HVAC improvements through Greensky Financing.

GreenSky, LLC is a third party service provider and program administrator to federally insured, federal and state chartered banks that provide consumer loans.

Greensky offers installment and revolving credit products with interest rates as low as 0% (subject to credit approval).

The Greensky credit programs are available to home improvement merchants and Scotty's Heating and Air Conditioning is happy to offer Greensky Financing to our qualified clients. 


See how the Novak family from oceanside, california are benefitting from the Hero Program.